Find Loan Limits
FHA loans come with strict lending guidelines, such as the amount that can be borrowed. FHA monitors changing home prices and updates the maximum amount that can be borrowed (i.e., the loan limit) accordingly. The FHA loan limits vary by the county due to the fact that the cost of living differs by location. As a result, the FHA lending guidelines adjust in accordance with home prices in any given area. There are low-cost and high-cost areas, as well as special exceptions such as Alaska, Hawaii, Guam, and the Virgin Islands.